Estimate your Schengen visa travel insurance cost by age and trip length, then check the insurer’s final price.
Rates last checked: September 2026 · View pricing sources
The issued policy should cover the full intended stay and relevant Schengen territory and meet the applicable travel-medical-insurance requirements. Final eligibility, premium and certificate wording are confirmed by the insurer.
Price calculated automatically from the trip details entered on the homepage. You can edit the details at any time.
Local currency is detected when your estimate opens.
Euro prices are always shown.
Converted amounts are estimates; the insurer confirms the payable premium. Rates By Exchange Rate API
Birth date: — · Cover from: — · Through: —
Specialist products can be more appropriate for study, language courses, au pair work or longer stays. Check eligibility and final terms with the provider.
PROVISIT-VISUM
Schengen visa insurance · all Schengen states for eligible travellers
Provider: DR-WALTER GmbH, Neunkirchen-Seelscheid, Germany. Underwriter: Würzburger Versicherungs-AG, Würzburg, Germany.
Visum travel insurance
Schengen visa insurance · all Schengen states for eligible travellers
Insurer: HanseMerkur Reiseversicherung AG, Hamburg, Germany.
Basic and Profi add-ons are estimated only for qualifying Germany stays.
Disclosure: SchengenSure may receive a commission from selected insurer links. Estimates use published provider rates and are not a binding quote. The insurer confirms final premium, eligibility, exclusions and certificate wording.
This calculator keeps only the main cost-related differences here. For a broader benefit-by-benefit review, see the full Schengen insurance comparison.
| What to compare | DR-WALTER | HanseMerkur |
|---|---|---|
| Your trip | ||
| Schengen visa cover | ||
| Territory | ||
| Medical limit | ||
| Health deductible | ||
| Maximum duration | ||
| Upper age limit | ||
| Direct settlement |
The calculator uses your age, inclusive trip length, the providers’ published rates, minimum premiums and applicable fees. The result is an estimate for one traveller; the insurer confirms the final premium and eligibility.
Rates last checked: September 2026.
The calculator counts every calendar day from the selected start date through the selected end date. Age is calculated at departure, and the relevant published age band is then applied.
| Provider | Through age 64 | 65+ / 65–74 | Minimum / fee |
|---|---|---|---|
| DR-WALTER | €1.10/day | €6.50/day | €20.00 minimum + €9.40 fee |
| HanseMerkur | €1.20/day | €2.50/day (65–74) | €10.00 minimum |
Turning 65 changes the published premium band for both visitor plans. HanseMerkur’s public documents contain conflicting wording around age 75, so the calculator does not invent a price and instead asks the traveller to confirm eligibility with the insurer.
This page is intentionally focused on cost. For broader comparisons of medical benefits, claims handling, duration, deductibles and other provider differences, use SchengenSure’s dedicated comparison page.
The price depends mainly on trip length, age, provider rates, minimum premiums and any processing fee. Enter your age and travel dates above for an estimate based on the published rates configured in this calculator.
No. They are estimates based on published rates for one person. The insurer confirms the final price, eligibility, exclusions and optional cover before purchase.
Yes. Both visitor plans use a higher published daily premium from age 65. DR-WALTER publishes a 65+ rate without an upper age limit for this product; HanseMerkur publishes a 65–74 rate and has conflicting public wording at age 75.
The calculator counts both the travel start date and travel end date. For example, a trip from 1 October through 15 October contains 15 insured calendar days.
For a visa application, the issued certificate should cover the intended travel period and relevant territory. Check that the dates on the certificate match the dates used in your application.
Providers can change tariffs, eligibility or fees, and the insurer’s checkout determines the binding premium. Always verify the final quote and policy certificate before relying on it for a visa application.
No. Travel medical insurance is only one part of the application. The consulate evaluates the complete application and the issued insurance certificate.
Rates last checked: September 2026. The calculator uses published provider information. Check the insurer’s current tariff and final quote before purchase.
Sources: DR-WALTER premiums · DR-WALTER benefits · HanseMerkur Visum · HanseMerkur conditions · EU Visa Code, Article 15.