My certificate shows €30,000 but does not mention repatriation—shoul…
Question
My certificate shows €30,000 but does not mention repatriation—should I ask for a wording letter?
SchengenSure answer
Yes, ask the insurer for a certificate or policy wording that clearly confirms the required medical, hospital, and repatriation benefits. The monetary limit alone does not demonstrate every required element.
It may raise a compliance question. Obtain clear evidence of emergency hospital treatment and repatriation rather than relying on a broad marketing description.
The key issue is adequate, recoverable cover in the required territory, not simply the country where the policy was purchased. Check claims accessibility, assistance, and the destination’s acceptance requirements.