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Travel insurance

My certificate shows €30,000 but does not mention repatriation—shoul…

Question

My certificate shows €30,000 but does not mention repatriation—should I ask for a wording letter?

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Answered by the SchengenSure Editorial Team

SchengenSure answer

Yes, ask the insurer for a certificate or policy wording that clearly confirms the required medical, hospital, and repatriation benefits. The monetary limit alone does not demonstrate every required element.

It may raise a compliance question. Obtain clear evidence of emergency hospital treatment and repatriation rather than relying on a broad marketing description.

The key issue is adequate, recoverable cover in the required territory, not simply the country where the policy was purchased. Check claims accessibility, assistance, and the destination’s acceptance requirements.

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Visa and insurance rules can change. Confirm requirements with the responsible authority or the relevant policy wording for your case.

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