Clear guidance for Schengen travellers

SchengenSure Answers

Permanent answers to real Schengen questions, published and reviewed by the SchengenSure editorial team.

Answers published only by authorised SchengenSure team members

Travel insurance

My hospital in Europe asks for a deposit even though I have insuranc…

Question

My hospital in Europe asks for a deposit even though I have insurance—what does that mean?

React to this question
Answered by the SchengenSure Editorial Team

SchengenSure answer

A deposit can reflect provider billing practice, policy limits, authorisation, or reimbursement structure. Contact the insurer’s assistance line and hospital billing team; do not assume “insured” means cashless treatment.

React to this answer
Last verified: September 17, 2026

Useful next step

Visa and insurance rules can change. Confirm requirements with the responsible authority or the relevant policy wording for your case.

Ask SchengenSure